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             Rollover Accidents Explained

By far the deadliest risk facing SUV, minivan, and truck
occupants is a rollover accident. According to NHTSA (National
Highway Traffic Safety Administration), more than 280,000
rollover accidents are reported each year, claiming more than
10,000 lives annually.

In 2003, 35.7 percent of fatal SUV crashes resulted in a
rollover. That same year just 15.8 of fatal passenger car
accidents resulted in a rollover. What this statistic points out is
the fact that SUVs are much more likely to rollover in a serious
accidents. Compounding the issue is the fact that SUVs often
carry heavy loads with make them even more top-heavy and
thus are more likely to be involved in rollover accidents.

Causes of Rollover Accidents

Rollover accidents are directly related to a vehicle's stability in
turns. That stability is influenced by the relationship between
the center of gravity and the track width (distance between
the left and right wheels). A high center of gravity and narrow
track can make a vehicle unstable in fast turns or sharp
changes of direction--increasing the odds that it will tip over
once it begins to skid sideways. The problem is most
pronounced in 4-wheel-drive pickup trucks and sport-utility
vehicles, which have a higher ground clearance for off-road
driving.

Most fatal 4WD rollovers are single-vehicle accidents that
occur on weekend nights. The drivers are most frequently
males under 25, and alcohol is usually involved. In three out of
four fatal rollovers, the victims were ejected from the vehicle,
indicating they weren't wearing a seatbelt.

Rollover Accident Risk Rating System

Neither cars nor trucks are subject to a federal rollover
standard, though pressure for such a requirement has been
building. To help predict which vehicles might have a greater
likelihood to overturn in single-vehicle accidents, NHTSA
introduced a rollover rating system in 2001. Reported on a
five-star system, the rollover ratings are based on an
engineering analysis of each vehicle's center of gravity and the
width between the front tires.

The results are compared with police accident reports for
confirmation. In its rating system, five stars equals a rollover
risk of less than 10 percent, while one star indicates a greater
than 40 percent rollover risk.
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